Credit cards are the best facility provided by banks to their clients. Credit cards are simple cards like ATMs that provide loans within pre-approved credit limits to their clients. In simple words, you can borrow the amount from the bank without any limit in your emergency. But you will pay interest when you will pay the credit card bill. Interest will be high when you will pay the bill after the due date and will pay less interest if you will pay at the due date. it is a good facility for lending a loan without applying to any bank for a loan. You also can get help through the emirates loan platform in this credit card matter.
In the UAE, all banks provide credit cards and give some other good options. All banks have their strategies for credit cards, some are giving cashback facilities on grocery items and some are giving valley parking. Some are giving cinema tickets, buy one get one free facility and some are providing airport lounges. Some banks have credit card websites separately, but most have only one for all cards and other loans.
Best credit cards
If we are talk about the best cashback credit card in UAE then it will be difficult for us that obtain all facilities in one. So, if we want maximum facilities, we should be aware of all credit cards. This way, we can choose the best credit card and select more than one. Here we are giving some credit cards detail according to the banks.
- FAB Credit card: Salary is AED 5,000 required and the annual fee is 0. Cinema tickets, health and fitness, dining offers, airport lounges access, balance transfer, and roadside assistance are provided in this card.
- DIB classic card: The salary is AED 5,000 minimum here to obtain this card. No annual fee, roadside assistance services, personal accident, and travel insurance.
- Emirates NBD gold credit card: salary required AED 6,000 and no annual fee. RTA No 1 card-related benefits, exclusive cinema offers earn plus points on all spends, lifetime free card, and complimentary life insurance.
- ADCB titanium credit card: Salary is AED 5,000 required and 0 annual fees. Interest-free, balance transfers, lulu points, be redeemed, supplementary card, complimentary airport lounge access, benefits at Ferrari world and water world.
- Dubai First credit card: The app is excellent as compared to others, you can pay bills with this card by using your debit card also. This is only one card that is giving you a 5% cashback facility in all grocery shopping. Airport lounges access is also available.
All banks are providing the facility of credit cards in UAE. If you are searching cashback card then the Dubai First credit card is best. If you want to avail of more facilities then you can choose more than one.
Best cashback credit card
Here we are talking about the best cashback card, according to our search Dubai First is the best cashback credit card in UAE. This card is giving 5% cash back on all grocery items at the same time as using the card. The app of this credit card is also best capering from others. You can use your debit card to pay the bill of your Dubai First credit card and you can pay your bill by using the app of this card. This card is giving 5% cashback on all online shopping and paying bills online is also giving 5% cashback with this card. Last year, it was giving cashback on paying government charges and paying fines online but this facility is not available now. There is a good opportunity for clients on this card, that you can get the Udemy courses on this card with a special discount. On nonparticipating outlets, this card is giving 1% and other banks are giving 5% cashback. If you are using apple pay for AED 1,000 then you can get AED 200 cashback on this card. The annual fee is AED 400 for 1st year which is refundable. If you are still giving any difficulty emirates loan is here is give you assistance and can provide top level credit cards.
